5 Excuses for Not Starting a Budget and How to Stop Them

Did you know more than 70 percent of people live paycheck to paycheck? Some of these people who are living paycheck to paycheck may shock you. There are people with six-figure incomes praying for the next pay day to come faster. How is this happening? Well, they most likely don’tRead More

The Best College Saving Tips for Parents

It’s never too early to start saving for college, even if your little bundle of joy was born last week. It is no secret college expenses are steep and continue to rise yearly. Even with scholarships, college costs are astronomical. Whether your child is an infant or teenager, saving forRead More

Why DIY Investment Planning Can Be A Risk

We make money to buy things, pay our bills, feed ourselves. With some of this money, we choose to save it or invest it, so we will have more money in the future to feel financially stable and comfortable to make more purchases, travel more, or invest more. In nearlyRead More

10 Ways to Save for the Future

“Beware of little expenses; a small leak will sink a great ship.” – Benjamin Franklin. Such valid words – words that probably hit home for a lot of us. Most of us understand the importance and power of saving money; however, it’s easier said than done. Accidents happen. Unexpected costsRead More


PLANNING A BETTER BUSINESS TRIP Could you make your next business trip better with a few changes? Did your last business trip come with more hassle and expense than you would have liked? Some tips and reminders may help improve the next one. Can you book your flight well before theRead More

13 Reasons Why You Should Get Life Insurance

When you get life insurance, you’re paying for the unexpected, and planning for tomorrow. Any type of insurance can be confusing, especially if you’re not sure if you “need” the insurance. You may have wondered, “Is life insurance worth it?” It is, and as you grow older, you will realize howRead More

Disability Insurance Awareness – Protect Your Paycheck

Think about it, what if you were unable to work suddenly, due to accident, injury or illness?  How long could you and your family go without a paycheck.  Life happens has a great campaign around May is Disability Insurance Awareness Month.  Chriss Spires from Montoya & Associates discusses the gapRead More

Watch Out: Here Comes Generation Z

Generation Z is now entering the workforce. The oldest members of Generation Z recently turned 21 and are beginning to enter the workforce. Within the next decade, these numbers will soar and businesses should adapt their recruitment and retainment strategies if they want to attract top candidates. They are remarkablyRead More

Maximizing Your Social Security Benefits

Retirement and Social Security Benefits are inextricably linked. Not only did Social Security help establish the official U.S. retirement age at 65, it also provides a significant portion of today’s retirees’ incomes. Some of the earliest company pension programs began paying benefits at age 65.1 The economics made sense sinceRead More